14952 Ritter StVictorvilleCA92394
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play14952 Ritter St, Victorville, CA, 92394 in Victorville is priced for appreciation, not yield. Rental yield 2.97%. At $699,000 with a 2.97% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $193,121 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.55) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $98,025.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3% | 6.8% |
| Monthly Cash Flow | $(2,596) | $1,250 |
City averages based on Victorville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,728 |
| Total Monthly Debt Service | $4,046 |
| DSCR Ratio | 0.43x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1985
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92394, Victorville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,322 (100%) |
| Owner Occupied HU | 6,644 (58.7%) |
| Renter Occupied HU | 4,212 (37.2%) |
| Vacant Housing Units | 466 ( 4.1%) |
| Median Home Value | $372,833 |
| Average Home Value | $391,726 |
Housing Distribution
Address Breakdown
Residential
10,525
Single Family
10,289
Multi-Family
236
Businesses
213
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1985
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92394, Victorville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,322 (100%) |
| Owner Occupied HU | 6,644 (58.7%) |
| Renter Occupied HU | 4,212 (37.2%) |
| Vacant Housing Units | 466 ( 4.1%) |
| Median Home Value | $372,833 |
| Average Home Value | $391,726 |
Housing Distribution
Address Breakdown
Residential
10,525
Single Family
10,289
Multi-Family
236
Businesses
213
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Winnie Tran • AMG REAL ESTATE
Mls Name: CRMLS
Mls ID: #CV25278835