14935 Maple StPosenMI49776
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderAt $599,900, 14935 Maple St, Posen, MI, 49776 in Posen generates $3,960/mo in rent (7.92% yield) but nets only $4/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.47) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $165,741. Total projected return: $228,804.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 8.0% |
| Monthly Cash Flow | $4 | $850 |
City averages based on Posen market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,960 |
| Total Monthly Debt Service | $3,717 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1991
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49776, Posen, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,065 (100%) |
| Owner Occupied HU | 671 (63.0%) |
| Renter Occupied HU | 82 ( 7.7%) |
| Vacant Housing Units | 312 (29.3%) |
| Median Home Value | $169,901 |
| Average Home Value | $206,401 |
Housing Distribution
Address Breakdown
Residential
774
Single Family
750
Multi-Family
24
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1991
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49776, Posen, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,065 (100%) |
| Owner Occupied HU | 671 (63.0%) |
| Renter Occupied HU | 82 ( 7.7%) |
| Vacant Housing Units | 312 (29.3%) |
| Median Home Value | $169,901 |
| Average Home Value | $206,401 |
Housing Distribution
Address Breakdown
Residential
774
Single Family
750
Multi-Family
24
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices