14927 S Blaine AvePosenIL60469
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 14927 S Blaine Ave, Posen, IL, 60469 in Posen deserves attention. This $290,300 property earns $2,716/mo in rent, a 10.86% gross yield, and nets $623/mo after the $1,305/mo payment. DSCR 2.08 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $80,205 compounds alongside $2,674/yr in yearly equity build, for a total cumulative return of $150,575.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.0% |
| Monthly Cash Flow | $623 | $300 |
City averages based on Posen market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,716 |
| Total Monthly Debt Service | $1,993 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60469, Posen, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,933 (100%) |
| Owner Occupied HU | 1,319 (68.2%) |
| Renter Occupied HU | 437 (22.6%) |
| Vacant Housing Units | 177 ( 9.2%) |
| Median Home Value | $169,450 |
| Average Home Value | $194,333 |
Housing Distribution
Address Breakdown
Residential
1,711
Single Family
1,628
Multi-Family
83
Businesses
152
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60469, Posen, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,933 (100%) |
| Owner Occupied HU | 1,319 (68.2%) |
| Renter Occupied HU | 437 (22.6%) |
| Vacant Housing Units | 177 ( 9.2%) |
| Median Home Value | $169,450 |
| Average Home Value | $194,333 |
Housing Distribution
Address Breakdown
Residential
1,711
Single Family
1,628
Multi-Family
83
Businesses
152
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices