14922 Mosstex DrHumbleTX77396
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 14922 Mosstex Dr, Humble, TX, 77396 in Humble at $169,000 earns $1,308/mo in rent and nets $139/mo after the $760/mo payment, a 9.52% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $46,692 over five years. Ziffy Mortgage underwrites this on a 1.72 DSCR without U.S. credit history. With $1,557/yr in principal paydown, total projected return reaches $71,623.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 5.2% |
| Monthly Cash Flow | $139 | $1,200 |
City averages based on Humble market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,308 |
| Total Monthly Debt Service | $1,135 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
9,143 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77396, Humble, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,201 (100%) |
| Owner Occupied HU | 12,843 (60.6%) |
| Renter Occupied HU | 7,356 (34.7%) |
| Vacant Housing Units | 1,002 ( 4.7%) |
| Median Home Value | $281,369 |
| Average Home Value | $354,128 |
Housing Distribution
Address Breakdown
Residential
21,026
Single Family
15,154
Multi-Family
5,872
Businesses
962
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
9,143 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77396, Humble, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,201 (100%) |
| Owner Occupied HU | 12,843 (60.6%) |
| Renter Occupied HU | 7,356 (34.7%) |
| Vacant Housing Units | 1,002 ( 4.7%) |
| Median Home Value | $281,369 |
| Average Home Value | $354,128 |
Housing Distribution
Address Breakdown
Residential
21,026
Single Family
15,154
Multi-Family
5,872
Businesses
962
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Virginia Schilling • Turbo Realty of Texas
Mls Name: HAR
Mls Provider:
Mls ID: #16254486
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