14920 NW Northumbria LnBeavertonOR97006
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 14920 NW Northumbria Ln, Beaverton, OR, 97006 in Beaverton fits: $849,900, 4.82% gross yield, and a projected 5% annual appreciation rate adding $234,812 in value within five years. Rental yield 4.82%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.89) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $7,828/yr in principal paydown and $234,812 in appreciation project a total return of $211,117.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 6.0% |
| Monthly Cash Flow | $(1,814) | $300 |
City averages based on Beaverton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,412 |
| Total Monthly Debt Service | $4,792 |
| DSCR Ratio | 0.71x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97006, Beaverton, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,915 (100%) |
| Owner Occupied HU | 8,934 (42.7%) |
| Renter Occupied HU | 10,966 (52.4%) |
| Vacant Housing Units | 1,015 ( 4.9%) |
| Median Home Value | $590,813 |
| Average Home Value | $585,912 |
Housing Distribution
Address Breakdown
Residential
19,387
Single Family
14,600
Multi-Family
4,787
Businesses
855
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97006, Beaverton, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,915 (100%) |
| Owner Occupied HU | 8,934 (42.7%) |
| Renter Occupied HU | 10,966 (52.4%) |
| Vacant Housing Units | 1,015 ( 4.9%) |
| Median Home Value | $590,813 |
| Average Home Value | $585,912 |
Housing Distribution
Address Breakdown
Residential
19,387
Single Family
14,600
Multi-Family
4,787
Businesses
855
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices