149 Water St, East Smithfield, PA, 18817 | $225/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in East Smithfield at 149 Water St, East Smithfield, PA, 18817 generates $1,372/mo in rent and, after a $857/mo payment, leaves $225/mo in cash flow. Total monthly income is $1,372/mo, and annual cash flow is $2,697/yr on $58,013 invested. Return on cash invested sits at 24.56% in year one, and rental yield is 9.41% on a $175,000 entry. Equity gained on principal adds $1,129/yr, while 5% annual appreciation builds toward $48,349 over five years. Five-year ROI reaches 128.26% and total cumulative return in cash sums $74,407. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,372/mo property income rather than buyer’s personal income.

Single Family

Built in 1900

0.57 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 18817, East Smithfield, PA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	119 (100%)
Owner Occupied HU	96 (80.7%)
Renter Occupied HU	20 (16.8%)
Vacant Housing Units	3 ( 2.5%)
Median Home Value	$266,667
Average Home Value	$300,703