149 Mascot RdHoutzdalePA16651
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 149 Mascot Rd, Houtzdale, PA, 16651 in Houtzdale worth modelling. At $274,900 with a 8.22% gross yield, the $1,883/mo rent leaves $82/mo after the $1,236/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.52 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $75,950 by year five; $2,532/yr in principal reduction adds further equity. Total projected return: $109,986.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.2% |
| Monthly Cash Flow | $82 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,883 |
| Total Monthly Debt Service | $1,692 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
9.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16651, Houtzdale, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,599 (100%) |
| Owner Occupied HU | 1,131 (70.7%) |
| Renter Occupied HU | 252 (15.8%) |
| Vacant Housing Units | 216 (13.5%) |
| Median Home Value | $114,712 |
| Average Home Value | $150,027 |
Housing Distribution
Address Breakdown
Residential
1,450
Single Family
1,415
Multi-Family
35
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
9.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16651, Houtzdale, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,599 (100%) |
| Owner Occupied HU | 1,131 (70.7%) |
| Renter Occupied HU | 252 (15.8%) |
| Vacant Housing Units | 216 (13.5%) |
| Median Home Value | $114,712 |
| Average Home Value | $150,027 |
Housing Distribution
Address Breakdown
Residential
1,450
Single Family
1,415
Multi-Family
35
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brennen Mccracken • Keller Williams Advantage Realty
Mls Name: Clearfield Jefferson AOR
Mls ID: #13-638