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Get DSCR Rental Loan Rate Quote
$420,000
3 bds•2 ba•1942sqft

148728 Snuffy Dr,La Pine,OR,97739

6.28%
Gross Yield
16.87%
ROI
$2,197/m
Est. Rent
$0
Total Investment
$0
Down Payment
$0
Closing Costs
Gallery⭐   Investment VerdictCalculatorComps and Overview

INVESTMENT ANALYSIS

Investment Verdict

Income-Producing

Investors approaching the U.S. market with capital-preservation in mind will find 148728 Snuffy Dr, La Pine, OR, 97739 in La Pine aligned with their strategy. Rental yield 6.28%. DSCR 1.10 and 6.28% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $3,521/yr in paydown build toward a projected cumulative return of $129,336.

This PropertyNational Avg
Gross Rental Yield6.3%6.2%
Monthly Cash Flow$(338)$180

National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.

DSCR Rental Loan Qualification

0.89× DSCR
✗ Below standard threshold

Qualifies using the property's rental income, not your personal income.

  • ✓No W-2, pay stubs, or tax returns needed
  • ✓Rental income qualifies you
  • ✓Built for real estate investors
Monthly Rental Income$2,197
Total Monthly Debt Service$2,471
DSCR Ratio0.89x

Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →

Get Pre-Approved

Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.

Manufactured

Built in 2003

1.01 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 97739, La Pine, OR area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)7,449 (100%)
Owner Occupied HU4,818 (64.7%)
Renter Occupied HU1,005 (13.5%)
Vacant Housing Units1,626 (21.8%)
Median Home Value$450,927
Average Home Value$486,382

Housing Distribution

Address Breakdown

Residential

5,286

Single Family

4,952

Multi-Family

334

Businesses

240

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NMLS #2625701
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AI

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics Value
Price $399,900
Est. Rent $3,200/mo
ROI 18%
  • Attractive rent-to-price ratio for income stability
  • Good fit for DSCR financing with healthy coverage
AI
ZiffyAI
Explore more listings using simple english

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Loan officer
Loan officer
Loan officer
Powered by
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NMLS #2625701
Get Pre-Approved

Listed by: N/A • N/A 

Mls Name: Oregon Datashare

Mls Provider:Mls

Mls ID: #220222562

Oregon•La Pine•148728 Snuffy Dr
AI
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247 Cayuga Rd. Ste 700, Buffalo, New York – 14225
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247 Cayuga Rd. Ste 700, Buffalo, New York – 14225
Equal Housing LogoMBA LogoNMLS #2625701
© 2026 HomeAbroad Inc. DBA Ziffy. All Rights Reserved.

Home loan lending products are offered by HomeAbroad Loans LLC DBA Ziffy Mortgage, a 100% owned subsidiary of HomeAbroad Inc. HomeAbroad Loans LLC DBA Ziffy Mortgage is a licensed mortgage company. NMLS #2625701 | NMLS Consumer Access. Loans made or arranged pursuant to applicable state law.

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Monthly Cash Flow: $1 - $3k+
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Manufactured

Built in 2003

1.01 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 97739, La Pine, OR area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)7,449 (100%)
Owner Occupied HU4,818 (64.7%)
Renter Occupied HU1,005 (13.5%)
Vacant Housing Units1,626 (21.8%)
Median Home Value$450,927
Average Home Value$486,382

Housing Distribution

Address Breakdown

Residential

5,286

Single Family

4,952

Multi-Family

334

Businesses

240