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Get DSCR Rental Loan Rate Quote
$360,000
3 bds•2 ba•1620sqft

148617 Ahern Dr,La Pine,OR,97739

6.42%
Gross Yield
17.31%
ROI
$1,927/m
Est. Rent
$0
Total Investment
$0
Down Payment
$0
Closing Costs
Gallery⭐   Investment VerdictCalculatorComps and Overview

INVESTMENT ANALYSIS

Investment Verdict

Income-Producing

There's a case for owning boring assets in strong markets. Rental yield 6.42%. It won't spike overnight, but it will produce quarter after quarter of U.S. dollar income with long-run appreciation. Ziffy Mortgage's DSCR loan removes U.S. income documentation barriers for non-residents. Five-year appreciation of $99,461 and $3,018/yr in equity build project total return of $113,616.

This PropertyNational Avg
Gross Rental Yield6.4%6.2%
Monthly Cash Flow$(246)$180

National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.

DSCR Rental Loan Qualification

0.91× DSCR
✗ Below standard threshold

Qualifies using the property's rental income, not your personal income.

  • ✓No W-2, pay stubs, or tax returns needed
  • ✓Rental income qualifies you
  • ✓Built for real estate investors
Monthly Rental Income$1,927
Total Monthly Debt Service$2,118
DSCR Ratio0.91x

Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →

Get Pre-Approved

Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.

Manufactured

Built in 1993

1.13 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 97739, La Pine, OR area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)7,449 (100%)
Owner Occupied HU4,818 (64.7%)
Renter Occupied HU1,005 (13.5%)
Vacant Housing Units1,626 (21.8%)
Median Home Value$450,927
Average Home Value$486,382

Housing Distribution

Address Breakdown

Residential

5,286

Single Family

4,952

Multi-Family

334

Businesses

240

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NMLS #2625701
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Nearby investment properties with comparable rents

7240 Howard Rd
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ROI
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$1,648 / mo
  • 2 Bed
  • 2 Bath
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7240 Howard Rd, La Pine, OR, 97739
52960 Snow Flake Ln
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52960 Snow Flake Ln, La Pine, OR, 97739
138722 Rhododendron St
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138722 Rhododendron St, Gilchrist, OR, 97737
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ROI
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$1,661 / mo
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123551 Surveyor Rd, Crescent Lake, OR, 97733

Nearby investment properties with comparable prices

135744 Highway 97 N
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135744 Highway 97 N, Crescent, OR, 97733
11736 Chinquapin Dr
Rental Income+ 1 more
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ROI
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Gross Rent Yield
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  • 3 Bed
  • 2 Bath
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11736 Chinquapin Dr, Crescent Lake, OR, 97733
128226 Monk Ln
Airbnb Potential+ 2 more
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ROI
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Gross Rent Yield
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  • 1 Bed
  • 1 Bath
  • 319 sft
128226 Monk Ln, Crescent Lake, OR, 97733
145118 Birchwood Rd
Investment Property+ 2 more
$ 319,000
ROI
23.4%
Cash Flow/m
$318
  • 3 Bed
  • 2 Bath
  • 1296 sft
145118 Birchwood Rd, La Pine, OR, 97739
AI

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics Value
Price $399,900
Est. Rent $3,200/mo
ROI 18%
  • Attractive rent-to-price ratio for income stability
  • Good fit for DSCR financing with healthy coverage
AI
ZiffyAI
Explore more listings using simple english

Nearby investment properties with comparable rents

7240 Howard Rd
$ 369,000
ROI
14.1%
Rent
$1,648 / mo
  • 2 Bed
  • 2 Bath
  • 1056 sft
7240 Howard Rd, La Pine, OR, 97739
52960 Snow Flake Ln
Recently listed
$ 325,000
ROI
16.3%
Rent
$1,650 / mo
  • 1 Bed
  • 1 Bath
  • 864 sft
52960 Snow Flake Ln, La Pine, OR, 97739
138722 Rhododendron St
Investment Property+ 1 more
$ 299,999
ROI
17.6%
Rent
$1,655 / mo
  • 2 Bed
  • 1 Bath
  • 1057 sft
138722 Rhododendron St, Gilchrist, OR, 97737
123551 Surveyor Rd
Recently listed
$ 449,900
ROI
11.3%
Rent
$1,661 / mo
  • 3 Bed
  • 2 Bath
  • 1188 sft
123551 Surveyor Rd, Crescent Lake, OR, 97733

Nearby investment properties with comparable prices

135744 Highway 97 N
Rental Income+ 1 more
$ 309,000
ROI
12.5%
Gross Rent Yield
4.8%
  • 1 Bed
  • 1 Bath
  • 1260 sft
135744 Highway 97 N, Crescent, OR, 97733
11736 Chinquapin Dr
Rental Income+ 1 more
$ 314,000
ROI
17.3%
Gross Rent Yield
6.4%
  • 3 Bed
  • 2 Bath
  • 1296 sft
11736 Chinquapin Dr, Crescent Lake, OR, 97733
128226 Monk Ln
Airbnb Potential+ 2 more
$ 315,000
ROI
13.6%
Gross Rent Yield
5.2%
  • 1 Bed
  • 1 Bath
  • 319 sft
128226 Monk Ln, Crescent Lake, OR, 97733
145118 Birchwood Rd
Investment Property+ 2 more
$ 319,000
ROI
23.4%
Cash Flow/m
$318
  • 3 Bed
  • 2 Bath
  • 1296 sft
145118 Birchwood Rd, La Pine, OR, 97739
Loan officer
Loan officer
Loan officer
Powered by
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NMLS #2625701
Get Pre-Approved

Listed by: N/A • RE/MAX Key Properties 

Mls Name: Oregon Datashare

Mls Provider:Mls

Mls ID: #220200380

Disclaimer: 2025 Oregon Datashare (KCAR | MLSCO | SOMLS). All rights reserved. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the Oregon Datashare. Real estate listings held by IDX Brokerage firms other than Zillow Inc. are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers. Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. The consumer will not copy, retransmit nor redistribute any of the content from this website. Information provided is deemed reliable, but not guaranteed. This content has last been updated on 2025-04-29 12:10:21 PDT

Oregon•La Pine•148617 Ahern Dr
AI
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247 Cayuga Rd. Ste 700, Buffalo, New York – 14225
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247 Cayuga Rd. Ste 700, Buffalo, New York – 14225
Equal Housing LogoMBA LogoNMLS #2625701
© 2026 HomeAbroad Inc. DBA Ziffy. All Rights Reserved.

Home loan lending products are offered by HomeAbroad Loans LLC DBA Ziffy Mortgage, a 100% owned subsidiary of HomeAbroad Inc. HomeAbroad Loans LLC DBA Ziffy Mortgage is a licensed mortgage company. NMLS #2625701 | NMLS Consumer Access. Loans made or arranged pursuant to applicable state law.

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Manufactured

Built in 1993

1.13 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 97739, La Pine, OR area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)7,449 (100%)
Owner Occupied HU4,818 (64.7%)
Renter Occupied HU1,005 (13.5%)
Vacant Housing Units1,626 (21.8%)
Median Home Value$450,927
Average Home Value$486,382

Housing Distribution

Address Breakdown

Residential

5,286

Single Family

4,952

Multi-Family

334

Businesses

240