14801 Vaira RanchDrytownCA95699
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 14801 Vaira Ranch, Drytown, CA, 95699 in Drytown at $1,825,000, 2.87% gross yield, is a market-growth asset. Rental yield 2.87%. The $4,370/mo rent partially funds the $8,206/mo debt service; the core return is the 5%/yr price growth projected to add $504,214 over five years. Ziffy Mortgage's DSCR mortgage (0.53) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $246,710.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.9% | 8.0% |
| Monthly Cash Flow | $(6,919) | $1,200 |
City averages based on Drytown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,370 |
| Total Monthly Debt Service | $10,564 |
| DSCR Ratio | 0.41x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
81 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95699, Drytown, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 62 (100%) |
| Owner Occupied HU | 53 (85.5%) |
| Renter Occupied HU | 8 (12.9%) |
| Vacant Housing Units | 1 ( 1.6%) |
| Median Home Value | $652,778 |
| Average Home Value | $751,321 |
Housing Distribution
Address Breakdown
Residential
0
Single Family
0
Multi-Family
0
Businesses
7
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
81 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95699, Drytown, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 62 (100%) |
| Owner Occupied HU | 53 (85.5%) |
| Renter Occupied HU | 8 (12.9%) |
| Vacant Housing Units | 1 ( 1.6%) |
| Median Home Value | $652,778 |
| Average Home Value | $751,321 |
Housing Distribution
Address Breakdown
Residential
0
Single Family
0
Multi-Family
0
Businesses
7
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Roxanne Gibbs • r Homes Group
Mls Name: MetroList Services of CA
Mls ID: #225059050