1480 State Route 100 HwyBluffsIL62621
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 1480 State Route 100 Hwy, Bluffs, IL, 62621 in Bluffs is a conservative rental investment at $770,000. Rental yield 6.17%. A 1.14 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $212,737; $7,092/yr in principal paydown supplements. Total projected return: $205,568.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 7.0% |
| Monthly Cash Flow | $(1,382) | $1,500 |
City averages based on Bluffs market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,959 |
| Total Monthly Debt Service | $5,034 |
| DSCR Ratio | 0.79x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
68.30 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
68.30 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Listed by: Darrell Moore • Worrell Land Services, LLC
Mls Name: RMLS Alliance
Mls Provider:
Mls ID: #CA1034035
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.