148 Willow LnTraffordAL35172
INVESTMENT ANALYSIS
Investment Verdict
Solid Income148 Willow Ln, Trafford, AL, 35172 in Trafford is a solid income-producing rental, 9.52% gross yield, $912/mo rent, $263/mo net cash flow on a $115,000 buy. DSCR 1.76 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $31,772 and $1,059/yr in principal reduction project a total cumulative return of $60,275.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 7.0% |
| Monthly Cash Flow | $263 | $500 |
City averages based on Trafford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $912 |
| Total Monthly Debt Service | $603 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35172, Trafford, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,311 (100%) |
| Owner Occupied HU | 967 (73.8%) |
| Renter Occupied HU | 204 (15.6%) |
| Vacant Housing Units | 140 (10.7%) |
| Median Home Value | $163,419 |
| Average Home Value | $186,143 |
Housing Distribution
Address Breakdown
Residential
1,258
Single Family
1,257
Multi-Family
1
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35172, Trafford, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,311 (100%) |
| Owner Occupied HU | 967 (73.8%) |
| Renter Occupied HU | 204 (15.6%) |
| Vacant Housing Units | 140 (10.7%) |
| Median Home Value | $163,419 |
| Average Home Value | $186,143 |
Housing Distribution
Address Breakdown
Residential
1,258
Single Family
1,257
Multi-Family
1
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices