148 County Road 1304CullmanAL35058








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Cullman at 148 County Road 1304, Cullman, AL, 35058 uses $112,710 cash to close to unlock $2,460/yr annual cash flow and $205/mo monthly cash flow. Total monthly income runs $2,124/mo, and a $1,664/mo payment keeps the spread at $205/mo. Purchase price stands at $340,000, and rental yield measures 7.5% with $2,124/mo rent. Return on cash invested shows 22.09% in year one, and 5% annual appreciation builds toward $93,936 over five years. Five-year ROI reaches 113.81% and total cumulative return in cash records $128,274. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,124/mo property income covering a $1,664/mo payment rather than investor’s personal income.
Single Family
Built in 1977
1.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35058, Cullman, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,205 (100%) |
| Owner Occupied HU | 3,767 (72.4%) |
| Renter Occupied HU | 1,041 (20.0%) |
| Vacant Housing Units | 397 ( 7.6%) |
| Median Home Value | $237,469 |
| Average Home Value | $288,506 |
Housing Distribution
Address Breakdown
Residential
4,991
Single Family
4,991
Multi-Family
0
Businesses
321
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