148 Alfred LnNewbornGA30056
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 148 Alfred Ln, Newborn, GA, 30056 in Newborn earns a 8.53% gross yield at $325,000. Rent of $2,310/mo nets $332/mo after the $1,461/mo mortgage. The 1.58 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $89,792 and $2,993/yr in equity accumulation project a total cumulative return of $144,498.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.0% |
| Monthly Cash Flow | $332 | $250 |
City averages based on Newborn market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,310 |
| Total Monthly Debt Service | $1,849 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30056, Newborn, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,149 (100%) |
| Owner Occupied HU | 909 (79.1%) |
| Renter Occupied HU | 161 (14.0%) |
| Vacant Housing Units | 79 ( 6.9%) |
| Median Home Value | $338,185 |
| Average Home Value | $387,899 |
Housing Distribution
Address Breakdown
Residential
1,024
Single Family
1,024
Multi-Family
0
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30056, Newborn, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,149 (100%) |
| Owner Occupied HU | 909 (79.1%) |
| Renter Occupied HU | 161 (14.0%) |
| Vacant Housing Units | 79 ( 6.9%) |
| Median Home Value | $338,185 |
| Average Home Value | $387,899 |
Housing Distribution
Address Breakdown
Residential
1,024
Single Family
1,024
Multi-Family
0
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices