14765 Utopia RdDerbyIN47525
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Derby at 14765 Utopia Rd, Derby, IN, 47525 offers a 4.29% rental yield on a $375,000 purchase with $1,342/mo rent. 14% in year one. Equity gained on principal adds $2,420/yr while 5% annual appreciation supports $103,606 over five years. Portfolio math shows five-year ROI at 55.58% and total cumulative return in cash at $69,099. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,342/mo property income against a $1,835/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 2000
3.24 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 47525, Derby, IN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 203 (100%) |
| Owner Occupied HU | 150 (73.9%) |
| Renter Occupied HU | 22 (10.8%) |
| Vacant Housing Units | 31 (15.3%) |
| Median Home Value | $220,000 |
| Average Home Value | $259,317 |
Housing Distribution
Address Breakdown
Residential
172
Single Family
172
Multi-Family
0
Businesses
2
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