14757 Merser RdEdenMD21822
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 14757 Merser Rd, Eden, MD, 21822 in Eden. At $240,000 it earns $1,871/mo in rent and distributes $378/mo to the owner after the $1,079/mo payment, a consistent 9.35% yield. DSCR 1.73 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $66,308 in value; $2,210/yr in principal paydown compounds ownership stake. Total projected return: $115,374.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 5.1% |
| Monthly Cash Flow | $378 | $1,200 |
City averages based on Eden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,871 |
| Total Monthly Debt Service | $1,397 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2002
0.77 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21822, Eden, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,213 (100%) |
| Owner Occupied HU | 947 (78.1%) |
| Renter Occupied HU | 141 (11.6%) |
| Vacant Housing Units | 125 (10.3%) |
| Median Home Value | $290,060 |
| Average Home Value | $358,271 |
Housing Distribution
Address Breakdown
Residential
1,199
Single Family
1,199
Multi-Family
0
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2002
0.77 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21822, Eden, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,213 (100%) |
| Owner Occupied HU | 947 (78.1%) |
| Renter Occupied HU | 141 (11.6%) |
| Vacant Housing Units | 125 (10.3%) |
| Median Home Value | $290,060 |
| Average Home Value | $358,271 |
Housing Distribution
Address Breakdown
Residential
1,199
Single Family
1,199
Multi-Family
0
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices