1471 Usfs Rd #3S16ZeniaCA95595
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderHigh DSCR is a competitive advantage at closing. 1471 Usfs Rd #3S16, Zenia, CA, 95595 in Zenia achieves 1.68, rent of $1,704/mo covers the $1,012/mo payment 1.5x over at $225,000. Rental yield 7.05%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $62,163 over five years, with $2,072/yr in principal reduction bringing total projected return to $105,408.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 6.0% |
| Monthly Cash Flow | $(90) | $1,200 |
City averages based on Zenia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,704 |
| Total Monthly Debt Service | $1,302 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2000
39.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95595, Zenia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 147 (100%) |
| Owner Occupied HU | 56 (38.1%) |
| Renter Occupied HU | 9 ( 6.1%) |
| Vacant Housing Units | 82 (55.8%) |
| Median Home Value | $362,500 |
| Average Home Value | $418,080 |
Housing Distribution
Address Breakdown
Residential
73
Single Family
73
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2000
39.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95595, Zenia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 147 (100%) |
| Owner Occupied HU | 56 (38.1%) |
| Renter Occupied HU | 9 ( 6.1%) |
| Vacant Housing Units | 82 (55.8%) |
| Median Home Value | $362,500 |
| Average Home Value | $418,080 |
Housing Distribution
Address Breakdown
Residential
73
Single Family
73
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Summer Bashore • TOP Properties
Mls Name: Trinity County AOR
Mls ID: #2112463
Disclaimer: Copyright Trinity County Association of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.