14700 S Berendo Ave APT 13GardenaCA90247
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 14700 S Berendo Ave APT 13, Gardena, CA, 90247 in Gardena is narrow, $115/mo net on $3,446/mo rent after the $2,203/mo debt service, but the property operates at break-even-plus, not a loss. At $490,000 with a 8.44% yield, the long-run equity case via 5% appreciation ($135,378 over five years) and $4,513/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.56 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $212,551.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.5% |
| Monthly Cash Flow | $115 | $350 |
City averages based on Gardena market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,446 |
| Total Monthly Debt Service | $2,836 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1984
0.89 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90247, Gardena, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,389 (100%) |
| Owner Occupied HU | 6,764 (38.9%) |
| Renter Occupied HU | 9,928 (57.1%) |
| Vacant Housing Units | 697 ( 4.0%) |
| Median Home Value | $745,477 |
| Average Home Value | $804,037 |
Housing Distribution
Address Breakdown
Residential
17,156
Single Family
9,802
Multi-Family
7,354
Businesses
1,676
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1984
0.89 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90247, Gardena, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,389 (100%) |
| Owner Occupied HU | 6,764 (38.9%) |
| Renter Occupied HU | 9,928 (57.1%) |
| Vacant Housing Units | 697 ( 4.0%) |
| Median Home Value | $745,477 |
| Average Home Value | $804,037 |
Housing Distribution
Address Breakdown
Residential
17,156
Single Family
9,802
Multi-Family
7,354
Businesses
1,676
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Frank Kenny • Exp Realty Of Greater Los Angeles, Inc.
Mls Name: eXp Realty
Mls ID: #CRSB26000424