1470 Middle RdLewistownPA17044
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 1470 Middle Rd, Lewistown, PA, 17044 in Lewistown. At $189,000 it earns $1,516/mo in rent and distributes $277/mo to the owner after the $850/mo payment, a consistent 9.62% yield. DSCR 1.78 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $52,217 in value; $1,741/yr in principal paydown compounds ownership stake. Total projected return: $89,843.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $277 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,516 |
| Total Monthly Debt Service | $1,163 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17044, Lewistown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,159 (100%) |
| Owner Occupied HU | 5,762 (56.7%) |
| Renter Occupied HU | 3,228 (31.8%) |
| Vacant Housing Units | 1,169 (11.5%) |
| Median Home Value | $143,600 |
| Average Home Value | $176,008 |
Housing Distribution
Address Breakdown
Residential
9,525
Single Family
9,095
Multi-Family
430
Businesses
670
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17044, Lewistown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,159 (100%) |
| Owner Occupied HU | 5,762 (56.7%) |
| Renter Occupied HU | 3,228 (31.8%) |
| Vacant Housing Units | 1,169 (11.5%) |
| Median Home Value | $143,600 |
| Average Home Value | $176,008 |
Housing Distribution
Address Breakdown
Residential
9,525
Single Family
9,095
Multi-Family
430
Businesses
670
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christina Monzillo • RE/MAX Centre Realty
Mls Name: Bright MLS
Mls ID: #PAMF2052488