147 Fredonia Hadley RdFredoniaPA16124



INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 147 Fredonia Hadley Rd, Fredonia, PA, 16124 in Fredonia. At $150,000 it earns $1,202/mo in rent and distributes $219/mo to the owner after the $674/mo payment, a consistent 9.62% yield. DSCR 1.78 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $41,442 in value; $1,382/yr in principal paydown compounds ownership stake. Total projected return: $71,288.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $219 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,202 |
| Total Monthly Debt Service | $923 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1876
1.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16124, Fredonia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 833 (100%) |
| Owner Occupied HU | 595 (71.4%) |
| Renter Occupied HU | 149 (17.9%) |
| Vacant Housing Units | 89 (10.7%) |
| Median Home Value | $250,238 |
| Average Home Value | $282,210 |
Housing Distribution
Address Breakdown
Residential
629
Single Family
608
Multi-Family
21
Businesses
41



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1876
1.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16124, Fredonia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 833 (100%) |
| Owner Occupied HU | 595 (71.4%) |
| Renter Occupied HU | 149 (17.9%) |
| Vacant Housing Units | 89 (10.7%) |
| Median Home Value | $250,238 |
| Average Home Value | $282,210 |
Housing Distribution
Address Breakdown
Residential
629
Single Family
608
Multi-Family
21
Businesses
41
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Heidi Powell • NEXTHOME DYNAMIC
Mls Name: WPMLS
Mls ID: #1737580








