147 Fieldcrest LnEphrataPA17522
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe headline number at 147 Fieldcrest Ln, Ephrata, PA, 17522 in Ephrata is the 1.53 coverage ratio: rent of $2,689/mo versus a $1,753/mo debt payment on a $389,900 property. Rental yield 8.28%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $107,722 by year five, with $3,591/yr in equity from paydown. Total projected cumulative return: $157,133.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $(210) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,689 |
| Total Monthly Debt Service | $2,400 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2006
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17522, Ephrata, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,539 (100%) |
| Owner Occupied HU | 9,086 (67.1%) |
| Renter Occupied HU | 4,032 (29.8%) |
| Vacant Housing Units | 421 ( 3.1%) |
| Median Home Value | $324,829 |
| Average Home Value | $393,887 |
Housing Distribution
Address Breakdown
Residential
13,293
Single Family
12,978
Multi-Family
315
Businesses
1,014
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2006
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17522, Ephrata, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,539 (100%) |
| Owner Occupied HU | 9,086 (67.1%) |
| Renter Occupied HU | 4,032 (29.8%) |
| Vacant Housing Units | 421 ( 3.1%) |
| Median Home Value | $324,829 |
| Average Home Value | $393,887 |
Housing Distribution
Address Breakdown
Residential
13,293
Single Family
12,978
Multi-Family
315
Businesses
1,014
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Debby Hoffman • Iron Valley Real Estate of Lancaster
Mls Name: Bright MLS
Mls ID: #PALA2082534