14691 Colter WayMagaliaCA95954
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Magalia rentals match the income profile of 14691 Colter Way, Magalia, CA, 95954. Listed at $229,000, gross rent is $2,087/mo and net cash flow is $542/mo, a 10.94% yield well above national averages. DSCR 2.03 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $63,268 by year five with $2,109/yr in annual principal reduction, projecting $122,322 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.0% |
| Monthly Cash Flow | $542 | $1,500 |
City averages based on Magalia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,087 |
| Total Monthly Debt Service | $1,454 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
0.52 Acres lot
$N/A/sqft
$45 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95954, Magalia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,877 (100%) |
| Owner Occupied HU | 2,717 (70.1%) |
| Renter Occupied HU | 669 (17.3%) |
| Vacant Housing Units | 491 (12.7%) |
| Median Home Value | $308,966 |
| Average Home Value | $402,297 |
Housing Distribution
Address Breakdown
Residential
3,581
Single Family
3,581
Multi-Family
0
Businesses
34
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
0.52 Acres lot
$N/A/sqft
$45 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95954, Magalia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,877 (100%) |
| Owner Occupied HU | 2,717 (70.1%) |
| Renter Occupied HU | 669 (17.3%) |
| Vacant Housing Units | 491 (12.7%) |
| Median Home Value | $308,966 |
| Average Home Value | $402,297 |
Housing Distribution
Address Breakdown
Residential
3,581
Single Family
3,581
Multi-Family
0
Businesses
34
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Pri Jagait • Known Property Management and Realty
Mls Name: MetroList Services of CA
Mls ID: #224133674