1469 5th St #102SarasotaFL34236
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 1469 5th St #102, Sarasota, FL, 34236 in Sarasota. Priced at $995,000, it generates $8,920/mo in gross rent and $1,867/mo in net monthly cash flow, a 10.76% yield that comfortably supports the 1.99 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $22,399. Five-year appreciation: $274,900. Equity from principal paydown: $9,164/yr. Total projected cumulative return: $501,368.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 5.2% |
| Monthly Cash Flow | $1,867 | $300 |
City averages based on Sarasota market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,920 |
| Total Monthly Debt Service | $6,657 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2023
5,250 sqft lot
$N/A/sqft
$450 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2023
5,250 sqft lot
$N/A/sqft
$450 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices