14689 140th StForestonMN56330
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 14689 140th St, Foreston, MN, 56330 in Foreston: $2,732/mo in rent, $428/mo in net income, 8.89% gross yield, 1.65 DSCR, all at $369,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $101,948 in appreciation and $3,399/yr in principal paydown projects total cumulative return of $167,562.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 7.1% |
| Monthly Cash Flow | $428 | $750 |
City averages based on Foreston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,732 |
| Total Monthly Debt Service | $2,157 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
6.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56330, Foreston, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 694 (100%) |
| Owner Occupied HU | 607 (87.5%) |
| Renter Occupied HU | 51 ( 7.3%) |
| Vacant Housing Units | 36 ( 5.2%) |
| Median Home Value | $292,659 |
| Average Home Value | $330,144 |
Housing Distribution
Address Breakdown
Residential
646
Single Family
646
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
6.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56330, Foreston, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 694 (100%) |
| Owner Occupied HU | 607 (87.5%) |
| Renter Occupied HU | 51 ( 7.3%) |
| Vacant Housing Units | 36 ( 5.2%) |
| Median Home Value | $292,659 |
| Average Home Value | $330,144 |
Housing Distribution
Address Breakdown
Residential
646
Single Family
646
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices