1464 Little Coal River RdAlum CreekWV25003
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 1464 Little Coal River Rd, Alum Creek, WV, 25003 in Alum Creek: $1,132/mo in rent, $239/mo in net income, 8.81% gross yield, 1.63 DSCR, all at $154,200. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $42,603 in appreciation and $1,420/yr in principal paydown projects total cumulative return of $73,687.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.2% |
| Monthly Cash Flow | $239 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,132 |
| Total Monthly Debt Service | $831 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2015
7 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25003, Alum Creek, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,084 (100%) |
| Owner Occupied HU | 783 (72.2%) |
| Renter Occupied HU | 188 (17.3%) |
| Vacant Housing Units | 113 (10.4%) |
| Median Home Value | $160,352 |
| Average Home Value | $190,980 |
Housing Distribution
Address Breakdown
Residential
897
Single Family
869
Multi-Family
28
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2015
7 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25003, Alum Creek, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,084 (100%) |
| Owner Occupied HU | 783 (72.2%) |
| Renter Occupied HU | 188 (17.3%) |
| Vacant Housing Units | 113 (10.4%) |
| Median Home Value | $160,352 |
| Average Home Value | $190,980 |
Housing Distribution
Address Breakdown
Residential
897
Single Family
869
Multi-Family
28
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Donna Grass • Donna Grass REALTORS
Mls Name: KVBR
Mls ID: #279145