14621 Redwood Springs DrBakersfieldCA93314
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 14621 Redwood Springs Dr, Bakersfield, CA, 93314 in Bakersfield at $1,125,000, 5.22% gross yield, is a market-growth asset. Rental yield 5.22%. The $4,896/mo rent partially funds the $5,059/mo debt service; the core return is the 5%/yr price growth projected to add $310,817 over five years. Ziffy Mortgage's DSCR mortgage (0.97) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $288,949.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 6.2% |
| Monthly Cash Flow | $(2,143) | $450 |
City averages based on Bakersfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,896 |
| Total Monthly Debt Service | $6,592 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
0.39 Acres lot
$N/A/sqft
$80 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
0.39 Acres lot
$N/A/sqft
$80 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Emily B. Henson • Miramar International Calloway
Mls Name: Bakersfield AOR
Mls Provider:
Mls ID: #202503704
Disclaimer: Information is deemed reliable but not guaranteed. Copyright Golden Empire MLS, Inc. 2025.