1460 Seacoast Dr UNIT 1Imperial BeachCA91932
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 1460 Seacoast Dr UNIT 1, Imperial Beach, CA, 91932 in Imperial Beach. Rental yield 7.4%. The 1.37 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $165,493 and $5,517/yr in principal reduction project total return of $226,444.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 5.2% |
| Monthly Cash Flow | $(12) | $300 |
City averages based on Imperial Beach market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,694 |
| Total Monthly Debt Service | $3,467 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1973
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91932, Imperial Beach, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,139 (100%) |
| Owner Occupied HU | 3,032 (29.9%) |
| Renter Occupied HU | 6,365 (62.8%) |
| Vacant Housing Units | 742 ( 7.3%) |
| Median Home Value | $883,246 |
| Average Home Value | $945,678 |
Housing Distribution
Address Breakdown
Residential
9,970
Single Family
7,157
Multi-Family
2,813
Businesses
325
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1973
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91932, Imperial Beach, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,139 (100%) |
| Owner Occupied HU | 3,032 (29.9%) |
| Renter Occupied HU | 6,365 (62.8%) |
| Vacant Housing Units | 742 ( 7.3%) |
| Median Home Value | $883,246 |
| Average Home Value | $945,678 |
Housing Distribution
Address Breakdown
Residential
9,970
Single Family
7,157
Multi-Family
2,813
Businesses
325
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kelly Bonelli • Coldwell Banker West
Mls Name: CRMLS
Mls ID: #PTP2506791