146 W High StGettysburgPA17325
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 146 W High St, Gettysburg, PA, 17325 in Gettysburg earns a 9.23% gross yield at $195,000. Rent of $1,500/mo nets $222/mo after the $877/mo mortgage. The 1.71 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $53,875 and $1,796/yr in equity accumulation project a total cumulative return of $88,549.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $222 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,500 |
| Total Monthly Debt Service | $1,200 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1996
3,050 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17325, Gettysburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,467 (100%) |
| Owner Occupied HU | 8,638 (69.3%) |
| Renter Occupied HU | 3,038 (24.4%) |
| Vacant Housing Units | 791 ( 6.3%) |
| Median Home Value | $341,062 |
| Average Home Value | $376,304 |
Housing Distribution
Address Breakdown
Residential
12,113
Single Family
11,738
Multi-Family
375
Businesses
1,304
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1996
3,050 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17325, Gettysburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,467 (100%) |
| Owner Occupied HU | 8,638 (69.3%) |
| Renter Occupied HU | 3,038 (24.4%) |
| Vacant Housing Units | 791 ( 6.3%) |
| Median Home Value | $341,062 |
| Average Home Value | $376,304 |
Housing Distribution
Address Breakdown
Residential
12,113
Single Family
11,738
Multi-Family
375
Businesses
1,304
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jackie Lin • Keller Williams Keystone Realty
Mls Name: Bright MLS
Mls ID: #PAAD2018610