146 Snow Chief Dr, Havre De Grace, MD, 21078 | $729/mo Cash Flow

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146 Snow Chief Dr, Havre De Grace, MD, 21078 | $729/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Havre De Grace at 146 Snow Chief Dr, Havre De Grace, MD, 21078 generates $3,950/mo in rent and, after a $2,535/mo payment, leaves $729/mo in cash flow. Total monthly income is $3,950/mo, and annual cash flow is $8,744/yr on $170,422 invested. Return on cash invested sits at 25.19% in year one, and rental yield is 9.15% on a $518,000 entry. Equity gained on principal adds $3,343/yr, while 5% annual appreciation builds toward $143,114 over five years. Five-year ROI reaches 131.17% and total cumulative return in cash sums $223,543. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $3,950/mo property income rather than buyer’s personal income.

Townhouse

Built in 2006

4,320 sqft lot

$N/A/sqft

No HOA

More details about the property

Beautiful spacious Villa in the Bulle Rock gated community. The large brightly lit home has first floor living with a sunroom with cathedral ceiling that leads to the deck with views of the woods. The grand first floor boast 10' and higher ceiling throughout with an open concept 2 story living area. Special features in lower level include built ins around the gas fireplace, a bar area with sink, full dishwasher, beautiful cabinets, a mini refrigerator, full bathroom and more. Several walk in closets and large storage area. New Architectural roof installed in 2024. The resort feel gated community offers a club house, golfing, pool. Historical downtown Havre de Grace is minutes away with specialty shops, waterfront dining, boating... Conveniently located to I95 north of Baltimore and south of Philadelphia, north of the Aberdeen train station.

Neighborhood Data

Neighborhood data shown for ZIP Code: 21078, Havre De Grace, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,099 (100%)
Owner Occupied HU	6,294 (69.2%)
Renter Occupied HU	2,219 (24.4%)
Vacant Housing Units	586 ( 6.4%)
Median Home Value	$445,721
Average Home Value	$488,694