146 Maple St, Wilkinson, IN, 46186 | $239/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

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146 Maple St, Wilkinson, IN, 46186 | $239/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Wilkinson at 146 Maple St, Wilkinson, IN, 46186 listed at $155,000 pairs $1,170/mo rent with a $759/mo payment to leave $239/mo cash flow. Total monthly income runs $1,170/mo, and annual cash flow reaches $2,871/yr on $51,383 cash to close. Return on cash invested measures 25.5% in year one, and rental yield registers 9.06% at a $155,000 basis. Equity gained on principal adds $1,000/yr, and annual property appreciation at 5% supports $42,824 by year five. Five-year ROI tracks 132.64% and total cumulative return in cash totals $68,152. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,170/mo property income relative to a $759/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1980

4,791 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to 146 Maple Street - The Perfect Starter Home If you've been dreaming of a place to call your own - something affordable, manageable, and full of character - this is it. Tucked away in the quiet town of Wilkinson and within the sought-after Eastern Hancock School District, this charming 2-bedroom, 1-bathroom home checks all the boxes for first-time homebuyers. Step inside to a spacious living room with soaring ceilings, giving the home a bright and open feel. The primary bedroom is generously sized and also features tall ceilings that continue the airy, open feel throughout the home - plus the added bonus of a private half bath for extra convenience. The main bathroom was just completely renovated, giving the home a fresh, modern touch where it matters most. Outside, the fully fenced-in yard is ideal for pets, play, and peace of mind - no more pet rent or shared apartment walls. The detached one-car garage offers covered parking or extra storage, and the sellers have carved out a sweet little garden area in the corner of the yard - perfect for growing your own vegetables, flowers, or just enjoying a quiet moment in the sun. (Ample parking is available for guests) This home is small enough to maintain easily but big enough to give you freedom, privacy, and ownership! No more renting. No more parking under an awning you're charged for. Just a cute, clean, well-kept home in a town that moves a little slower - in all the best ways. Small-town living, big-time upgrades. Come see why 146 Maple Street could be your perfect first home.

Neighborhood Data

Neighborhood data shown for ZIP Code: 46186, Wilkinson, IN area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	711 (100%)
Owner Occupied HU	598 (84.1%)
Renter Occupied HU	80 (11.3%)
Vacant Housing Units	33 ( 4.6%)
Median Home Value	$276,316
Average Home Value	$312,349