146 Beechwood AvenueMount VernonNY10553
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 146 Beechwood Avenue, Mount Vernon, NY, 10553 in Mount Vernon at $699,000. Rental yield 7.41%. The 7.41% yield and 1.37 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $193,121 by year five, and $6,438/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $244,053.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.2% |
| Monthly Cash Flow | $(350) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,318 |
| Total Monthly Debt Service | $4,390 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
2,614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10553, Mount Vernon, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,912 (100%) |
| Owner Occupied HU | 2,118 (43.1%) |
| Renter Occupied HU | 2,384 (48.5%) |
| Vacant Housing Units | 410 ( 8.3%) |
| Median Home Value | $438,788 |
| Average Home Value | $445,568 |
Housing Distribution
Address Breakdown
Residential
3,308
Single Family
2,261
Multi-Family
1,047
Businesses
290
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
2,614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10553, Mount Vernon, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,912 (100%) |
| Owner Occupied HU | 2,118 (43.1%) |
| Renter Occupied HU | 2,384 (48.5%) |
| Vacant Housing Units | 410 ( 8.3%) |
| Median Home Value | $438,788 |
| Average Home Value | $445,568 |
Housing Distribution
Address Breakdown
Residential
3,308
Single Family
2,261
Multi-Family
1,047
Businesses
290
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Phillip M. Dacosta • Houlihan Lawrence Inc.
Mls Name: OneKey MLS
Mls ID: #911157