1458 Oswego WaySanta MariaCA93455








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Santa Maria at 1458 Oswego Way, Santa Maria, CA, 93455 generates $3,326/mo in rent, after a $3,304/mo payment. Total monthly income is $3,326/mo. Return on cash invested sits at 15.47% in year one, and rental yield is 5.91% on a $675,000 entry. Equity gained on principal adds $4,356/yr, while 5% annual appreciation builds toward $186,490 over five years. Five-year ROI reaches 79.01% and total cumulative return in cash sums $175,455. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $3,326/mo property income rather than buyer’s personal income.
Single Family
Built in 1988
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93455, Santa Maria, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,975 (100%) |
| Owner Occupied HU | 12,004 (70.7%) |
| Renter Occupied HU | 4,212 (24.8%) |
| Vacant Housing Units | 759 ( 4.5%) |
| Median Home Value | $616,358 |
| Average Home Value | $693,383 |
Housing Distribution
Address Breakdown
Residential
16,413
Single Family
15,944
Multi-Family
469
Businesses
1,049
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Listed by: Cody Wilcoxson • Oaks & Roots Real Estate Group
Mls Name: North Santa Barbara County MLS
Mls ID: #25002409








