1457 Sunfish Bee Spring RdBee SpringKY42207
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 1457 Sunfish Bee Spring Rd, Bee Spring, KY, 42207 in Bee Spring is a conservative rental investment at $239,900. Rental yield 6.52%. A 1.21 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $66,280; $2,210/yr in principal paydown supplements. Total projected return: $80,853.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 6.5% |
| Monthly Cash Flow | $(156) | $350 |
City averages based on Bee Spring market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,304 |
| Total Monthly Debt Service | $1,365 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
1.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42207, Bee Spring, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 796 (100%) |
| Owner Occupied HU | 438 (55.0%) |
| Renter Occupied HU | 85 (10.7%) |
| Vacant Housing Units | 273 (34.3%) |
| Median Home Value | $131,818 |
| Average Home Value | $147,991 |
Housing Distribution
Address Breakdown
Residential
448
Single Family
448
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
1.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42207, Bee Spring, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 796 (100%) |
| Owner Occupied HU | 438 (55.0%) |
| Renter Occupied HU | 85 (10.7%) |
| Vacant Housing Units | 273 (34.3%) |
| Median Home Value | $131,818 |
| Average Home Value | $147,991 |
Housing Distribution
Address Breakdown
Residential
448
Single Family
448
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Julie Skaggs L Reed • Keller Williams First Choice R
Mls Name: RASK
Mls ID: #RA20254969