14521 Ballycastle TrlAustinTX78717
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 14521 Ballycastle Trl, Austin, TX, 78717 in Austin offers a clean, manageable entry. Rental yield 6.32%. DSCR 1.17 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $135,378 in additional property value over five years, with $4,513/yr in principal equity building ownership stake. Total projected cumulative return: $122,311.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 4.5% |
| Monthly Cash Flow | $(1,026) | $1,850 |
City averages based on Austin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,579 |
| Total Monthly Debt Service | $3,409 |
| DSCR Ratio | 0.76x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
7,087 sqft lot
$N/A/sqft
$197 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78717, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,309 (100%) |
| Owner Occupied HU | 7,929 (45.8%) |
| Renter Occupied HU | 8,106 (46.8%) |
| Vacant Housing Units | 1,274 ( 7.4%) |
| Median Home Value | $601,004 |
| Average Home Value | $622,250 |
Housing Distribution
Address Breakdown
Residential
16,229
Single Family
9,563
Multi-Family
6,666
Businesses
723
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
7,087 sqft lot
$N/A/sqft
$197 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78717, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,309 (100%) |
| Owner Occupied HU | 7,929 (45.8%) |
| Renter Occupied HU | 8,106 (46.8%) |
| Vacant Housing Units | 1,274 ( 7.4%) |
| Median Home Value | $601,004 |
| Average Home Value | $622,250 |
Housing Distribution
Address Breakdown
Residential
16,229
Single Family
9,563
Multi-Family
6,666
Businesses
723
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jamie Cousins • Bramlett Partners
Mls Name: Unlock MLS
Mls Provider:
Mls ID: #9625469
Disclaimer: Based on information from Unlock MLS (alternatively, from ACTRIS) for the period through 2026-02-20 22:47:42 PST. Neither the Board nor ACTRIS guarantees or is in any way responsible for its accuracy. All data is provided AS IS and with all faults. Data maintained by the Board or ACTRIS may not reflect all real estate activity in the market. Information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#27)