1452 N 5th CtStaytonOR97383
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 1452 N 5th Ct, Stayton, OR, 97383 in Stayton delivers $3,137/mo in gross rent and $393/mo in net monthly income at a $454,500 entry. The 8.28% yield and 1.53 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $125,570 over five years and $4,186/yr in equity from loan paydown, total projected return is $197,390.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $393 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,137 |
| Total Monthly Debt Service | $2,563 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97383, Stayton, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,079 (100%) |
| Owner Occupied HU | 2,607 (63.9%) |
| Renter Occupied HU | 1,285 (31.5%) |
| Vacant Housing Units | 187 ( 4.6%) |
| Median Home Value | $523,827 |
| Average Home Value | $557,380 |
Housing Distribution
Address Breakdown
Residential
3,835
Single Family
3,649
Multi-Family
186
Businesses
479
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97383, Stayton, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,079 (100%) |
| Owner Occupied HU | 2,607 (63.9%) |
| Renter Occupied HU | 1,285 (31.5%) |
| Vacant Housing Units | 187 ( 4.6%) |
| Median Home Value | $523,827 |
| Average Home Value | $557,380 |
Housing Distribution
Address Breakdown
Residential
3,835
Single Family
3,649
Multi-Family
186
Businesses
479
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices