1452 George STREETLa CrosseWI54603
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder1452 George STREET, La Crosse, WI, 54603 in La Crosse is a stable, well-positioned rental at $259,900. Rental yield 7.4%. DSCR 1.37 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $71,806 in value and $2,394/yr in principal paydown builds equity, a total projected return of $90,024.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 5.8% |
| Monthly Cash Flow | $(141) | $450 |
City averages based on La Crosse market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,603 |
| Total Monthly Debt Service | $1,641 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54603, La Crosse, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,285 (100%) |
| Owner Occupied HU | 3,547 (48.7%) |
| Renter Occupied HU | 3,361 (46.1%) |
| Vacant Housing Units | 377 ( 5.2%) |
| Median Home Value | $211,498 |
| Average Home Value | $270,956 |
Housing Distribution
Address Breakdown
Residential
6,908
Single Family
5,749
Multi-Family
1,159
Businesses
588
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54603, La Crosse, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,285 (100%) |
| Owner Occupied HU | 3,547 (48.7%) |
| Renter Occupied HU | 3,361 (46.1%) |
| Vacant Housing Units | 377 ( 5.2%) |
| Median Home Value | $211,498 |
| Average Home Value | $270,956 |
Housing Distribution
Address Breakdown
Residential
6,908
Single Family
5,749
Multi-Family
1,159
Businesses
588
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices