1450 4th St APT 5BerkeleyCA94710
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1450 4th St APT 5, Berkeley, CA, 94710 in Berkeley speaks for itself: 11.07% gross on a $549,000 price, generating $5,065/mo in rent and $1,119/mo in net income after the $2,469/mo debt service. DSCR 2.05, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $13,428 stacks alongside $151,679 in projected five-year appreciation and $5,056/yr in principal reduction. Projected total cumulative return: $315,529.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.0% |
| Monthly Cash Flow | $1,119 | $1,500 |
City averages based on Berkeley market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $5,065 |
| Total Monthly Debt Service | $3,178 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1992
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94710, Berkeley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,540 (100%) |
| Owner Occupied HU | 1,158 (25.5%) |
| Renter Occupied HU | 2,885 (63.5%) |
| Vacant Housing Units | 497 (10.9%) |
| Median Home Value | $1,295,233 |
| Average Home Value | $1,347,418 |
Housing Distribution
Address Breakdown
Residential
3,499
Single Family
2,203
Multi-Family
1,296
Businesses
1,649
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1992
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94710, Berkeley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,540 (100%) |
| Owner Occupied HU | 1,158 (25.5%) |
| Renter Occupied HU | 2,885 (63.5%) |
| Vacant Housing Units | 497 (10.9%) |
| Median Home Value | $1,295,233 |
| Average Home Value | $1,347,418 |
Housing Distribution
Address Breakdown
Residential
3,499
Single Family
2,203
Multi-Family
1,296
Businesses
1,649
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: bridgeMLS/CCAR/Bay East AOR
Mls ID: #41143659