145 Walpole StDoverMA02030
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play145 Walpole St, Dover, MA, 02030 in Dover is priced for appreciation, not yield. Rental yield 4.03%. At $1,950,000 with a 4.03% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $538,749 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.75) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $370,905.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4% | 5.1% |
| Monthly Cash Flow | $(5,742) | $450 |
City averages based on Dover market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,549 |
| Total Monthly Debt Service | $11,515 |
| DSCR Ratio | 0.57x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
2.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02030, Dover, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,068 (100%) |
| Owner Occupied HU | 1,880 (90.9%) |
| Renter Occupied HU | 100 ( 4.8%) |
| Vacant Housing Units | 88 ( 4.3%) |
| Median Home Value | $1,410,546 |
| Average Home Value | $1,449,805 |
Housing Distribution
Address Breakdown
Residential
1,965
Single Family
1,965
Multi-Family
0
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
2.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02030, Dover, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,068 (100%) |
| Owner Occupied HU | 1,880 (90.9%) |
| Renter Occupied HU | 100 ( 4.8%) |
| Vacant Housing Units | 88 ( 4.3%) |
| Median Home Value | $1,410,546 |
| Average Home Value | $1,449,805 |
Housing Distribution
Address Breakdown
Residential
1,965
Single Family
1,965
Multi-Family
0
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: The Bauman Group • Gibson Sotheby's International Realty
Mls Name: MLS PIN
Mls ID: #73420477