145 W Flora StStocktonCA95202








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $2,359/mo, and a $3,549/mo payment. Purchase price stands at $725,000, and rental yield measures 3.9% with $2,359/mo rent. Return on cash invested shows 9.36% in year one, and 5% annual appreciation builds toward $200,304 over five years. Five-year ROI reaches 46.25% and total cumulative return in cash records $110,321. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,359/mo property income covering a $3,549/mo payment rather than investor’s personal income.
Multi Family
Built in 1916
7,275 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95202, Stockton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,533 (100%) |
| Owner Occupied HU | 221 ( 6.3%) |
| Renter Occupied HU | 2,931 (83.0%) |
| Vacant Housing Units | 381 (10.8%) |
| Median Home Value | $400,769 |
| Average Home Value | $430,904 |
Housing Distribution
Address Breakdown
Residential
3,274
Single Family
1,001
Multi-Family
2,273
Businesses
709
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Listed by: Olympia Hostler • Re/Max Crossroads
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224083230
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.








