145 Union StClaytonNY13624
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Clayton at 145 Union St, Clayton, NY, 13624 uses $69,615 cash to close to unlock $3,978/yr annual cash flow and $332/mo monthly cash flow. Total monthly income runs $1,734/mo, and a $1,028/mo payment keeps the spread at $332/mo. Purchase price stands at $210,000, and rental yield measures 9.91% with $1,734/mo rent. Return on cash invested shows 25.62% in year one, and 5% annual appreciation builds toward $58,019 over five years. Five-year ROI reaches 134.18% and total cumulative return in cash records $93,412. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,734/mo property income covering a $1,028/mo payment rather than investor’s personal income.
Single Family
Built in 1880
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13624, Clayton, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,667 (100%) |
| Owner Occupied HU | 1,486 (40.5%) |
| Renter Occupied HU | 567 (15.5%) |
| Vacant Housing Units | 1,614 (44.0%) |
| Median Home Value | $278,613 |
| Average Home Value | $360,315 |
Housing Distribution
Address Breakdown
Residential
2,615
Single Family
2,522
Multi-Family
93
Businesses
220
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