145 Oak Leaf Ct, Pell City, AL, 35125 | $500/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Pell City at 145 Oak Leaf Ct, Pell City, AL, 35125 earns $500/mo cash flow from $2,080/mo rent with a $1,370/mo payment. Total monthly income totals $2,080/mo, and annual cash flow totals $6,001/yr on $92,787 capital. ROI tracks 26.38% on current figures, and rental yield reads 8.92% at a $279,900 purchase. Equity gained on principal adds $1,806/yr, and 5% annual appreciation supports $77,331 over five years. Five-year ROI reaches 136.86% and total cumulative return in cash sums $126,985. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,080/mo property income instead of your personal income.

Single Family

Built in 2006

8,276 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35125, Pell City, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,729 (100%)
Owner Occupied HU	3,075 (65.0%)
Renter Occupied HU	1,288 (27.2%)
Vacant Housing Units	366 ( 7.7%)
Median Home Value	$245,822
Average Home Value	$272,481