145 Harold LnBlairsvilleGA30512
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.61% yield at 145 Harold Ln, Blairsville, GA, 30512 in Blairsville is solid, but the $2,247/mo payment compresses net cash flow to $127/mo at $499,800. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $138,086 by year five, and $4,603/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.41) without U.S. income documentation. Total projected return: $197,541.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.2% |
| Monthly Cash Flow | $127 | $300 |
City averages based on Blairsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,169 |
| Total Monthly Debt Service | $2,843 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
1.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30512, Blairsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,676 (100%) |
| Owner Occupied HU | 9,130 (62.2%) |
| Renter Occupied HU | 1,800 (12.3%) |
| Vacant Housing Units | 3,746 (25.5%) |
| Median Home Value | $343,417 |
| Average Home Value | $415,680 |
Housing Distribution
Address Breakdown
Residential
11,797
Single Family
11,533
Multi-Family
264
Businesses
697
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
1.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30512, Blairsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,676 (100%) |
| Owner Occupied HU | 9,130 (62.2%) |
| Renter Occupied HU | 1,800 (12.3%) |
| Vacant Housing Units | 3,746 (25.5%) |
| Median Home Value | $343,417 |
| Average Home Value | $415,680 |
Housing Distribution
Address Breakdown
Residential
11,797
Single Family
11,533
Multi-Family
264
Businesses
697
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Poltrock Team • ReMax Mountain Properties
Mls Name: Mountain Lakes BOR
Mls Provider:
Mls ID: #152287
Disclaimer: Copyright Mountain Lakes Board of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.