1449 Rockydale RdCave JunctionOR97523
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 1449 Rockydale Rd, Cave Junction, OR, 97523 in Cave Junction at $550,000, 5.91% gross yield, is a market-growth asset. Rental yield 5.91%. The $2,710/mo rent partially funds the $2,473/mo debt service; the core return is the 5%/yr price growth projected to add $151,955 over five years. Ziffy Mortgage's DSCR mortgage (1.10) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $169,002.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 6.2% |
| Monthly Cash Flow | $(610) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,710 |
| Total Monthly Debt Service | $3,101 |
| DSCR Ratio | 0.87x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1977
19.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97523, Cave Junction, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,657 (100%) |
| Owner Occupied HU | 2,375 (64.9%) |
| Renter Occupied HU | 847 (23.2%) |
| Vacant Housing Units | 435 (11.9%) |
| Median Home Value | $377,258 |
| Average Home Value | $421,261 |
Housing Distribution
Address Breakdown
Residential
2,364
Single Family
2,360
Multi-Family
4
Businesses
241
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1977
19.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97523, Cave Junction, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,657 (100%) |
| Owner Occupied HU | 2,375 (64.9%) |
| Renter Occupied HU | 847 (23.2%) |
| Vacant Housing Units | 435 (11.9%) |
| Median Home Value | $377,258 |
| Average Home Value | $421,261 |
Housing Distribution
Address Breakdown
Residential
2,364
Single Family
2,360
Multi-Family
4
Businesses
241
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Oregon Datashare
Mls ID: #220216646