1445 Terracita LnAlpineCA91901
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 1445 Terracita Ln, Alpine, CA, 91901 in Alpine at $1,825,000, 3.99% gross yield, is a market-growth asset. Rental yield 3.99%. The $6,068/mo rent partially funds the $8,206/mo debt service; the core return is the 5%/yr price growth projected to add $504,214 over five years. Ziffy Mortgage's DSCR mortgage (0.74) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $355,970.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4% | 6.0% |
| Monthly Cash Flow | $(5,222) | $350 |
City averages based on Alpine market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,068 |
| Total Monthly Debt Service | $10,564 |
| DSCR Ratio | 0.57x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91901, Alpine, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,735 (100%) |
| Owner Occupied HU | 4,637 (68.8%) |
| Renter Occupied HU | 1,778 (26.4%) |
| Vacant Housing Units | 320 ( 4.8%) |
| Median Home Value | $920,660 |
| Average Home Value | $1,048,738 |
Housing Distribution
Address Breakdown
Residential
6,517
Single Family
5,981
Multi-Family
536
Businesses
311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91901, Alpine, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,735 (100%) |
| Owner Occupied HU | 4,637 (68.8%) |
| Renter Occupied HU | 1,778 (26.4%) |
| Vacant Housing Units | 320 ( 4.8%) |
| Median Home Value | $920,660 |
| Average Home Value | $1,048,738 |
Housing Distribution
Address Breakdown
Residential
6,517
Single Family
5,981
Multi-Family
536
Businesses
311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Greg R Fox Jr. • Keller Williams Realty
Mls Name: SDMLS
Mls ID: #250035853