1445 Sterling WayFerrisTX75125
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 1445 Sterling Way, Ferris, TX, 75125 in Ferris earns a 11.44% gross yield at $213,000. Rent of $2,030/mo nets $461/mo after the $958/mo mortgage. The 2.12 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $58,848 and $1,962/yr in equity accumulation project a total cumulative return of $111,476.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 6.2% |
| Monthly Cash Flow | $461 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,030 |
| Total Monthly Debt Service | $1,485 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
3,005 sqft lot
$N/A/sqft
$55 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75125, Ferris, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,181 (100%) |
| Owner Occupied HU | 2,372 (74.6%) |
| Renter Occupied HU | 633 (19.9%) |
| Vacant Housing Units | 176 ( 5.5%) |
| Median Home Value | $250,492 |
| Average Home Value | $274,762 |
Housing Distribution
Address Breakdown
Residential
3,036
Single Family
3,029
Multi-Family
7
Businesses
213
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
3,005 sqft lot
$N/A/sqft
$55 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75125, Ferris, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,181 (100%) |
| Owner Occupied HU | 2,372 (74.6%) |
| Renter Occupied HU | 633 (19.9%) |
| Vacant Housing Units | 176 ( 5.5%) |
| Median Home Value | $250,492 |
| Average Home Value | $274,762 |
Housing Distribution
Address Breakdown
Residential
3,036
Single Family
3,029
Multi-Family
7
Businesses
213
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Krista Mori • Norvell & Co LLC
Mls Name: NTREIS
Mls ID: #21218373
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.