14437 Highway 431Saint AmantLA70774
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 14437 Highway 431, Saint Amant, LA, 70774 in Saint Amant earns a 9.36% gross yield at $185,000. Rent of $1,443/mo nets $297/mo after the $832/mo mortgage. The 1.73 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $51,112 and $1,704/yr in equity accumulation project a total cumulative return of $89,297.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 7.2% |
| Monthly Cash Flow | $297 | $1,100 |
City averages based on Saint Amant market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,443 |
| Total Monthly Debt Service | $1,072 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2002
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70774, Saint Amant, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,404 (100%) |
| Owner Occupied HU | 3,408 (77.4%) |
| Renter Occupied HU | 559 (12.7%) |
| Vacant Housing Units | 437 ( 9.9%) |
| Median Home Value | $313,739 |
| Average Home Value | $344,748 |
Housing Distribution
Address Breakdown
Residential
4,221
Single Family
4,221
Multi-Family
0
Businesses
157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2002
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70774, Saint Amant, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,404 (100%) |
| Owner Occupied HU | 3,408 (77.4%) |
| Renter Occupied HU | 559 (12.7%) |
| Vacant Housing Units | 437 ( 9.9%) |
| Median Home Value | $313,739 |
| Average Home Value | $344,748 |
Housing Distribution
Address Breakdown
Residential
4,221
Single Family
4,221
Multi-Family
0
Businesses
157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lynn Wilkinson • NextHome Innovative Realty
Mls Name: GSREIN
Mls ID: #2519950