14427 ALLUVIUM CRKSan AntonioTX78223
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 14427 ALLUVIUM CRK, San Antonio, TX, 78223 in San Antonio achieves a 1.54 ratio at $207,000: $1,437/mo rent versus $931/mo debt service. Rental yield 8.33%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.33% yield compounds alongside 5% annual appreciation projecting $57,190 in value. Total projected cumulative return: $75,413.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 5.8% |
| Monthly Cash Flow | $(63) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,437 |
| Total Monthly Debt Service | $1,417 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
4,399 sqft lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78223, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,060 (100%) |
| Owner Occupied HU | 13,931 (57.9%) |
| Renter Occupied HU | 8,207 (34.1%) |
| Vacant Housing Units | 1,922 ( 8.0%) |
| Median Home Value | $208,750 |
| Average Home Value | $265,631 |
Housing Distribution
Address Breakdown
Residential
22,418
Single Family
16,614
Multi-Family
5,804
Businesses
982
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
4,399 sqft lot
$N/A/sqft
$150 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78223, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,060 (100%) |
| Owner Occupied HU | 13,931 (57.9%) |
| Renter Occupied HU | 8,207 (34.1%) |
| Vacant Housing Units | 1,922 ( 8.0%) |
| Median Home Value | $208,750 |
| Average Home Value | $265,631 |
Housing Distribution
Address Breakdown
Residential
22,418
Single Family
16,614
Multi-Family
5,804
Businesses
982
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gary Martin • Jiovic Realty, LLC
Mls Name: SABOR
Mls Provider:
Mls ID: #1810558
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.