14426 Cerecita DrWhittierCA90604
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing14426 Cerecita Dr, Whittier, CA, 90604 in Whittier is a stable, well-positioned rental at $879,900. Rental yield 6.56%. DSCR 1.15 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $243,100 in value and $7,376/yr in principal paydown builds equity, a total projected return of $276,551.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 6.5% |
| Monthly Cash Flow | $(630) | $200 |
City averages based on Whittier market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,813 |
| Total Monthly Debt Service | $5,308 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1951
5,925 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90604, Whittier, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,666 (100%) |
| Owner Occupied HU | 8,002 (63.2%) |
| Renter Occupied HU | 4,286 (33.8%) |
| Vacant Housing Units | 378 ( 3.0%) |
| Median Home Value | $731,268 |
| Average Home Value | $760,769 |
Housing Distribution
Address Breakdown
Residential
12,492
Single Family
9,473
Multi-Family
3,019
Businesses
280
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CRMLS
Mls Provider:
Mls ID: #PW26208002
