1441 Oak Creek CirPine MountainGA31822
INVESTMENT ANALYSIS
Investment Verdict
Solid Income1441 Oak Creek Cir, Pine Mountain, GA, 31822 in Pine Mountain is a solid income-producing rental, 8.04% gross yield, $2,846/mo rent, $260/mo net cash flow on a $425,000 buy. DSCR 1.49 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $117,420 and $3,914/yr in principal reduction project a total cumulative return of $177,683.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 8.0% |
| Monthly Cash Flow | $260 | $1,500 |
City averages based on Pine Mountain market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,846 |
| Total Monthly Debt Service | $2,418 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31822, Pine Mountain, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,895 (100%) |
| Owner Occupied HU | 1,915 (66.1%) |
| Renter Occupied HU | 473 (16.3%) |
| Vacant Housing Units | 507 (17.5%) |
| Median Home Value | $325,521 |
| Average Home Value | $374,791 |
Housing Distribution
Address Breakdown
Residential
2,138
Single Family
2,010
Multi-Family
128
Businesses
169
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31822, Pine Mountain, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,895 (100%) |
| Owner Occupied HU | 1,915 (66.1%) |
| Renter Occupied HU | 473 (16.3%) |
| Vacant Housing Units | 507 (17.5%) |
| Median Home Value | $325,521 |
| Average Home Value | $374,791 |
Housing Distribution
Address Breakdown
Residential
2,138
Single Family
2,010
Multi-Family
128
Businesses
169
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CBORGA
Mls ID: #230424