1440 Saint Francis LnSaint GabrielLA70776
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 1440 Saint Francis Ln, Saint Gabriel, LA, 70776 in Saint Gabriel is straightforward: $174,888 in, $1,440/mo in rent, $357/mo out after debt service. The 9.88% gross yield and 1.83 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $48,318 by year five. With $1,611/yr in principal equity, the total cumulative return is projected at $89,313.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.2% |
| Monthly Cash Flow | $357 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,440 |
| Total Monthly Debt Service | $1,014 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70776, Saint Gabriel, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,765 (100%) |
| Owner Occupied HU | 1,323 (75.0%) |
| Renter Occupied HU | 300 (17.0%) |
| Vacant Housing Units | 142 ( 8.0%) |
| Median Home Value | $315,530 |
| Average Home Value | $323,262 |
Housing Distribution
Address Breakdown
Residential
1,528
Single Family
1,376
Multi-Family
152
Businesses
134
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70776, Saint Gabriel, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,765 (100%) |
| Owner Occupied HU | 1,323 (75.0%) |
| Renter Occupied HU | 300 (17.0%) |
| Vacant Housing Units | 142 ( 8.0%) |
| Median Home Value | $315,530 |
| Average Home Value | $323,262 |
Housing Distribution
Address Breakdown
Residential
1,528
Single Family
1,376
Multi-Family
152
Businesses
134
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joshua White • Goodwood Realty
Mls Name: ROAM MLS
Mls Provider:
Mls ID: #2024019438
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2025 ROAM MLS.